Search

Articles Posted in Fraud

It’s important to know what happens and what consequences one may face when being accused of insurance fraud in Florida. Although insurance fraud doesn’t seem as heinous as murder or burglary, it is still a crime that can result in a prison sentence of quite a few years. Insurance fraud is not a rare crime either. According to the Division of Insurance Fraud’s annual report, there was a total of 17,392 suspected fraud referrals and the court ordered a total of $51,203,744.42 in restitution in the 2014-2015 fiscal year; that includes health, vehicle, PIP and home insurance fraud, just to name a few. How exactly does insurance fraud affect others? I mean, if you didn’t do the crime, then you have no worries, right? Well, unfortunately this line of thinking is false. When insurance companies are forced to pay out millions of dollars for false claims, insurance premiums can go up. So, if the criminals are attacking the insurance company’s pockets, they are in the long run affecting yours as well.

Legal Definition of Insurance Fraud in Florida

So, what exactly is the legal definition of insurance fraud in Florida? Florida statute 817.234 gives the precise and detailed definition, but insurance fraud is essentially when a person knowingly presents false or misleading information to an insurance company with the intent to defraud or deceive the company. Examples would be a doctor giving a statement that exaggerates on the injuries a patient sustained in an auto accident or a doctor excessively charging the insurance company for services. While doctors found guilty of insurance fraud face the risk of losing their license to practice for about 5 years, a person participating in staging an auto accident could face a minimum of 2 years in prison. Continue reading

Client Reviews
★★★★★

I would like thank my attorney Thomas Luka. I knew from the beginning I had the right guy in my corner. While celebrating with family and friends at a Public Park in Seminole County, a fight broke out among various people. Myself, and a good friend, broke up the fight and the instigators left. Six months later, I was wrongly accused as the person who started the fight. The first attorney I hired could not even get a response from the State Attorney handling the case. Someone referred me to Tom and I felt comfortable at his demeanor and reactions.

After conversations with Tom, who knew I would settle for nothing less than a FULL DISMISSAL due to my innocence, I hired him. His firm of Adams and Luka did the due diligence by interviewing witnesses and the police who were on the scene, as well as starting a dialogue with the State Attorney. After gathering statements from witnesses, Tom was able to present a strong argument on my behalf to the State Attorney on why the case should be dismissed. If the State Attorney was not willing to dismiss the case, Tom was ready to take the case to trial.

The result by Thomas Luka: Case Dismissed.

I am 53 years old with a spotless record and glad to keep it that way thanks to the time, effort, hard work, and professionalism of the Adams and Luka and Tom Luka.

Earl from Mesquite
★★★★★
Thomas Luka left a life-long great impression of lawyers. He was always professional, on time, and answered things honestly. From the start and during the 14 months it went on - Tom was very upfront and honest with me about the possible outcomes. The result was better than I had hoped for. Tom really over-delivered. HIGHLY RECCOMEND. Marcela Giorgi
★★★★★
Adams and Luka were very professional and savvy in the courtroom. When you're in court with Mr. Luka you will think you have the best attorney there. I recommend this law firm. Pioneer Tech
★★★★★
Rich Adams is an outstanding criminal attorney. I have had the opportunity to refer several friends and clients to his practice for handling of criminal matters, and on every occasion he has produced an excellent result. Rich practices with attention to detail, a thorough knowledge of the law, and a passion to defend his clients. I will continue to refer clients to Rich Adams, and would strongly recommend him for your legal needs. Brian Pink
Contact Information